StubbsGazette is a complete solution that enables you to manage your debt, credit, and compliance requirements saving you time and money and boosting your bottom line. By providing better information we are minimising your credit risk.
Granting credit is normal part of business practice but it also leaves you open to the risk of non-payment. Before granting the privilege of credit, it’s vital to know your prospective customer’s credentials. This is not just critical with regard to new customers: you also need to keep active monitoring on your existing customers.
The StubbsGazette Credit Bureau database offers real-time montoring of thousands of companies and individuals across a wide range of credit indicators including judgment data, search for restricted and disqualified directors and bankrupts. We also assign sophisticated credit scores based on our analysis of latest Companies Registration Office filings. In addition – and unique to StubbsGazette – we can cross-check your prospective customer with our own debt collection service. We can inform you if they have been issued with a Demand Letter – an early indication of deteriorating credit quality. We also monitor solicitors for those that have been admonished or censured and we record companies that have recently won tenders.
At StubbsGazette we pride ourselves on the sophistication of the mathematical algorithms that power our credit scoring system. Our deconstruction of filed companies’ accounts allows us – in tandem with other techniques – to paint the fullest possible picture of a prospective customer’s creditworthiness. Remember, an effective credit bureau is not just about identifying poor credit prospects – it is fundamentally about assigning a fair rating so as also to ensure that good business prospects are not overlooked.