“Debt map” highlights border counties


StubbsGazette’s 2014 “Debt Map” which surveys the number and value of judgments by county is a treasure trove of information for those who like to ascribe particular characteristics to geographic locations.

Naturally, more populous counties such as Dublin see the largest number of judgments. But, as the statistics below attest, this does not equate with value. Indeed, the median value of judgments in Dublin at €5,230 is at the lower end of the scale, as compared with Monaghan which clocks in at €47,166.

Indeed, anecdotal evidence of the level of debt in the border counties is fully borne out by this analysis that shows Donegal, Roscommon, Longford and Monaghan as among the most heavily indebted in the country.

 

County

Population

Vol 1 Jan - 30 Jun 2014

Val 1 Jan - 30 Jun 2014

Median Val Jan-Jun '14

Median Value Jan-Oct '13

Median Value Jan - Oct '08

Carlow

54,532

27

299,421.75

8,168.75

10,029.08

1,416.89

Cavan

72,874

15

3,168,919.17

14,252.43

27,589.61

2,756.70

Clare

116,885

52

4,057,095.86

16,431.34

12,300.16

1,739.88

Cork

518,128

219

9,409,557.41

10,970.49

11,895.88

5,963.81

Donegal

160,927

31

4,139,797.33

26,311.07

13,971.17

1,303.22

Dublin

1,270,603

638

121,763,300.89

5,230.00

8,154.26

2,787.84

Galway

250,541

93

21,888,497.55

4,019.88

12,018.36

1,831.87

Kerry

145,048

31

10,764,058.52

10,661.29

8,493.66

7,359.26

Kildare

209,955

107

1,923,498.86

9,447.20

12,391.96

4,831.22

Kilkenny

95,360

26

1,866,909.64

9,727.98

10,670.27

3,314.57

Laois

80,458

20

4,970,411.10

6,100.00

9,714.60

1,175.58

Leitrim

31,778

14

2,309,898.53

3,791.74

15,904.50

914.65

Limerick

191,306

73

3,358,096.66

15,897.44

14,009.00

2,386.28

Longford

38,970

12

854,125.49

19,235.03

10,149.77

1,641.58

Louth

122,808

40

19,929,036.57

13,813.55

9,620.03

1,298.54

Mayo

130,552

49

4,178,713.81

17,829.24

13,432.64

1,715.73

Meath

184,034

99

4,401,146.19

8,778.84

11,093.88

3,825.77

Monaghan

60,495

18

7,643,982.00

47,165.69

14,723.36

1,944.61

Offaly

76,806

30

1,201,282.40

3,539.97

15,616.89

1,856.60

Roscommon

63,898

20

1,152,226.21

14,773.10

8,705.56

2,495.43

Sligo

65,270

21

447,716.26

13,909.49

16,154.80

1,311.30

Tipperary

158,652

48

6,570,117.18

15,505.28

20,351.48

2,169.08

Waterford

113,707

33

4,648,350.03

15,276.05

22,108.02

1,513.03

Westmeath

85,961

40

5,403,235.47

7,512.58

9,260.83

1,537.50

Wexford

145,273

52

2,738,067.06

11,818.21

10,039.22

1,596.99

Wicklow

136,448

49

1,315,362.51

9,581.40

9,649.09

2,810.88

 

Further analysis also shows Louth and Monaghan among the leaders in terms of people seeking relief through insolvency schemes and bankruptcy.

 

PIA/DSA apps./1,000

Bankruptcies/1,000

Total

Waterford

0.25

0.11

0.36

Louth

0.31

0.05

0.36

Monaghan

0.25

0.10

0.35

Kildare

0.24

0.08

0.32

Clare

0.29

0.01

0.30


One of the most striking features of the leaders in insolvency scheme applicants is that the figures seem to bear little resemblance to overall levels of debt. In fact, it would appear that there is a correlation between counties with high applications and the existence of prominent and professional personal insolvency practitioners (PIPs) in those same counties.



Top Judgments Registered

30.05.2025

Charles Kelly Limited
Address: R/o Letterkenny Mills, Letterkenny, Co Donegal
Amount: €983,714.50

03.06.2025

Denis P O'Sullivan Jnr
Address: Glounacopple, Killcummin, Killarney, Co Kerry
Amount: €226,570.91

03.06.2025

Mounthawk Inns Limited
Address: R/o 7 Baylands, Ballyard, Tralee, Co Kerry
Amount: €126,247.05

03.06.2025

Niall McLoughlin
Address: Shanmullagh, Ballinamuck, Co Longford
Amount: €110,335.41

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